Plans
Three plans from free to enterprise. Institutional is the full single-institution platform; Enterprise is for firms managing multiple institutions. Contact us and we'll put together the right plan for your institution.
Per institution. Unlimited internal users. No seat enforcement.
Free
Every institution
Permanent institution URL, no account required
Institutional
Full compliance team + board
Per institution · unlimited internal users · institution-bound
Enterprise
Advisors, consultancies, holding companies
Multi-institution tier — talk to us about scope
Feature Comparison
Free
Institutional
Enterprise
| Feature | Free | Institutional | Enterprise |
|---|---|---|---|
| Dashboard + scoring | |||
| Permanent institution URL + environment signal | ✓ | ✓ | ✓ |
| Enforcement digest | ✓ | ✓ | ✓ |
| Peer percentile (number only) | ✓ | ✓ | ✓ |
| Regulatory position + flagged metrics | — | ✓ | ✓ |
| Full Intelligence Brief (AI narrative) | — | ✓ | ✓ |
| Analysis tools | |||
| Public-data sandbox | ✓ | ✓ | ✓ |
| Proctor IQ Agent (what-if modeling) | — | ✓ | ✓ |
| What Changed Detection | — | ✓ | ✓ |
| Trend Explorer (8 quarters) | — | ✓ | ✓ |
| Custom Peer Group Builder | — | ✓ | ✓ |
| Deposit Concentration Analyzer | — | ✓ | ✓ |
| Market Activity Monitor | — | ✓ | ✓ |
| News Relevance Scoring | — | ✓ | ✓ |
| Ask-the-Engine | |||
| Ask-the-Engine queries | — | Unlimited | Unlimited |
| Exam readiness | |||
| Compliance Calendar | View only | Institution | Institution |
| Exam Readiness Brief | — | ✓ | ✓ |
| Proctor briefs | — | ✓ | ✓ |
| Examination procedures reference | — | ✓ | ✓ |
| Mock Examiner Lite Audit | — | Persistent | Persistent |
| Mock Examiner Full Exam | — | ✓ | ✓ |
| CAMELS Self-Assessment workbook | — | ✓ | ✓ |
| Exam Prep Binder PDF | — | ✓ | ✓ |
| Audit engine | |||
| 48-rule FDIC threshold engine | — | ✓ | ✓ |
| Human Review Queue | — | ✓ | ✓ |
| Signature features (Institutional) | |||
| Compliance Posture editor (10 areas) | — | ✓ | ✓ |
| Regulatory Response Workflow | — | ✓ | ✓ |
| Document Vault (hash-chain verified) | — | ✓ | ✓ |
| Examiner Guest Access | — | ✓ | ✓ |
| Immutable Audit Trail (bitemporal) | — | ✓ | ✓ |
| Multi-institution (Enterprise) | |||
| Watchlist + multi-institution dashboard | — | — | ✓ |
| Advisor portfolio (multi-bank) | — | — | ✓ |
| Board Summary PDF (8 slides) | — | ✓ | ✓ |
| API access | — | — | ✓ |
| Custom branding / white-label | — | — | ✓ |
| Unlimited internal users | ✓ | ✓ | ✓ |
| Get Started Free | Contact Us | Contact Us | |
Plan Notes
Free gives every institution a permanent URL with environment signals, enforcement digest, and a weekly engine query.
Institutional is the full platform — every analysis tool, the 48-rule audit engine, the compliance operations layer (CAMELS Self-Assessment, Exam Prep Binder PDF, Posture editor across 10 exam areas, persistent Mock Examiner sessions Lite + Full, Document Vault, regulatory response workflow, examiner guest access), and the immutable audit trail. Institutional accounts are bound to a single FDIC cert at sign-up.
Pricing is tailored to each institution — write to hello@mdrmiq.com and we'll get you set up.
Per institution. Unlimited internal users on every plan.
How this compares
Institutional replaces hours of manual UBPR navigation each quarter, bundles a 48-rule audit engine that would otherwise require outside counsel, and adds the compliance operations layer (CAMELS Self-Assessment, persistent Mock Examiner sessions, examiner-ready document vaults, regulatory response workflows, immutable audit trail) — capabilities that typically require dedicated compliance staff or consulting engagements.
Enterprise lands well below the entry price of S&P SNL or comparable bank-portfolio platforms.