Pricing
Free tier is permanent — no trial, no credit card. Upgrade when you need the full intelligence brief.
Free
$0
Every institution
No account required
✓Weekly executive summary — enforcement status, flag count, peer position
✓One headline finding from your regulatory position
✓Monday 6:45am delivery to your work email
✓No credit card, no trial, no expiration
Intelligence
$299/mo
Founders price: $179/mo
CLO + CCO
One institution, unlimited internal users
✓Everything in Free — unlocked
✓Full flagged metrics with values and regulatory citations
✓Threshold proximity detail — distance to each OCC/FDIC trigger
✓Complete peer comparison table
✓Scenario planner — model portfolio changes in real time
✓Full regulatory intelligence brief — board-ready, 5 sections
✓Same-day peer enforcement alerts
✓CRA rating + HMDA disparity ratio
✓Threshold breach alerts between Monday briefs
✓Exam prep chat (AI-powered)
✓Board deck PDF generator
Exam Prep
$499
$349 for Intelligence subscribers
Per exam cycle
Activates 90 days before exam · expires post-exam
✓Exam readiness brief — auto-generated for your exam window
✓Documentation checklist with regulatory citations
✓Peer examination outcomes — what happened at similar banks
✓Risk area review — metrics examiners will question
✓Custom peer group — your actual competitors
✓One-time purchase, usable through exam completion
Command
$899/mo
Intelligence + Exam Prep included
Per institution
Builds after validation
✓Everything in Intelligence
✓Exam Prep included — no separate purchase
✓Portfolio soft audit tool — rules-based regulatory detection
✓Upload loan portfolio CSV for loan-level analysis
✓Watchlist — 25 institutions tracked daily
✓AI-generated soft audit report for pre-exam preparation
✓5 seats + data processing agreement
Feature Comparison
| Feature | Free | Intelligence | Exam Prep | Command |
|---|---|---|---|---|
| Weekly email with flagged count | ✓ | ✓ | ✓ | ✓ |
| Enforcement status badge | ✓ | ✓ | ✓ | ✓ |
| Full flagged metrics + citations | — | ✓ | — | ✓ |
| Peer comparison table | — | ✓ | — | ✓ |
| Scenario planner | — | ✓ | — | ✓ |
| Full intelligence brief | — | ✓ | — | ✓ |
| CRA rating + HMDA data | — | ✓ | — | ✓ |
| Threshold + enforcement alerts | — | ✓ | — | ✓ |
| Exam prep chat (AI) | — | ✓ | — | ✓ |
| Board deck PDF | — | ✓ | — | ✓ |
| Exam readiness brief | — | — | ✓ | ✓ |
| Custom peer group | — | — | ✓ | ✓ |
| Portfolio soft audit tool | — | — | — | ✓ |
| Watchlist (25 institutions) | — | — | — | ✓ |
| Soft audit report | — | — | — | ✓ |
| Get Free Brief | Start Intelligence | Add Exam Prep | Contact Sales |
How this compares
Intelligence at $299/mo replaces 3 hours of manual UBPR navigation per quarter
Exam Prep at $499 is below the cost of one hour of outside regulatory counsel
Command at $899/mo is 55% below S&P SNL entry price