Exam Intelligence Platform

MDRM IQ

MDRM INTELLIGENCE

The intelligence your examiners already have.

Search any FDIC-insured institution

Try: Texas National Bank, Rio Bank, Lone Star, or any FDIC cert number

Sentinel Flags

Threshold Breach

387.4%

CRE / Risk-Based Capital

OCC 2006-46 threshold: 300%

Elevated — Watch

2.8%

Non-Accrual Ratio

Peer median: 0.55% · FDIC CAMELS threshold

Reviewed — Clear

14.7%

Tier 1 Capital

Well-capitalized: ≥10% · 12 CFR Part 6

Field Notes

Every Monday morning. Not a newsletter. A briefing.

FIELD NOTESMonday Intelligence Brief

Texas National BankFDIC #3337 · Q4 2025

2Breach

1Watch

ELEVATEDPosition

CRE Concentration329.5%

C&D Concentration101.0%

Non-Accrual Ratio0.27%

Tier 1 Capital14.7%

The System

Weekly Intelligence Brief

Monday morning briefing. Every flagged MDRM field, every threshold breach, every regulatory citation your examiner will reference.

$299/mo

Threshold Monitoring

38 regulatory rules running against your call report data. Flags fire the moment a threshold is crossed. No surprises at exam time.

Included with Intelligence

Exam Preparation Score

A composite score across capital, asset quality, liquidity, and earnings. Know where you stand before the examiner tells you.

$499 per exam cycle

Department-Level Platform

Full platform access. Soft audit tool, watchlist, board deck generation, deal room, and multi-institution monitoring.

$899/mo